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Privacy Promise

 

At Miami Savings Bank, the basis of each customer relationship is trust. You have chosen to do business with us and we are obligated to honor that relationship, as always with great care, beginning with the information you have chosen to share with us. We believe that your privacy should not be compromised. Our confidentiality agreement which is reviewed and signed by every associate, every year, specifically requires us to respect and seek to protect the privacy of our customers. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. We believe we can do both through the privacy policy outlined herein.

 

What We Collect:

 

We collect non-public personal information about you from the following sources:

 

·       Information we receive from you on applications or other forms;

·       Information about your transactions with us, our affiliates, or others;

·       Information we receive from a consumer credit reporting agency.

 

What We May Disclose:

 

We do not disclose any non-public personal information about our customers or former customers to anyone, except as permitted by law.

Simply stated, Miami Savings Bank, does not sell customer lists to anyone.

 

Security Of Your Information:

 

We restrict access to non-public personal information about you to “those employees who need to know that information to provide products or services to you.” We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information.

 

Important Notice:

 

Miami Savings Bank will never use E-Mail to ask for non-public information. In addition, beware of (and report to us) any such request from others claiming to be auditors, FDIC, IRS, etc.

 

 

                                                                                                                 

   On October 3, 2008 FDIC deposit insurance was temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.

 

Miami Savings Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010 all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.