Our focus is....YOU                                                                                                                                                                  

***Notice***

Recently we have received inquiries from customers concerning receiving phone calls or text messages requesting their Debit/Jeanie card numbers and/or personal information. Miami Savings Bank does not make phone calls, text messages or emails requesting this type of information. Please do not respond to any such request. If for any reason you have given out such information, please contact us immediately.

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Exciting News!

Coming February 22nd

Online Bill Pay

and

Congratulations to all of our 2011 Christmas coloring contest winners!

Brooke Anne, 10-13 year old winner from Harrison Elementary

Visit our NEW MSB Kids Gallery page to see all of the 2011 Christmas coloring contest winners!

Community Banks are better--it's that simple.

In Southwest Ohio, Miami Savings Bank has a lot to offer you that other financial institutions don't, including:

Lower fees.  If you're looking for a better value, Look to Miami Savings Bank.  We offer many of the same services as big banks, but at a lower or no cost.  This is especially true for small businesses. 

Fast, local decision-making.  When loans are submitted for approval at Miami Savings Bank, they go through a local committee rather than being sent off to a faraway board for monthly approval.  Decisions are based on the borrower's total situation instead of a simple credit score.  Local decision-making means faster turnaround by people who know your name.

Security.  Miami Savings Bank is highly capitalized and well regulated.  We have a conservative approach to lending that avoids unnecessary risk and keeps our customers' money safe.

Better service.  We work hard to earn your business.  Customer service is a top priority, so you'll have access to a real, live person who will take your calls or meet with you to help you achieve your financial goals.

Community support.  Miami Savings Bank holds deposits from local citizens, then loans that money back out to consumers and small businesses in the area.  Because Miami Savings Bank is mutually owned, profits stay in the community and are spent in the local economy, creating a multiplier effect that keeps money at home.  Many of our staff are involved in various local non-profit and community organizations, further enriching our communities.

Responsibility and accountability.  Main Street didn't make the mistakes of Wall Street and were not contributors to the latest financial crisis.  At Miami Savings Bank, we have always made and will continue to make responsible loans to credit-worthy customers, keeping your money safe and sound. 

We want to get to know you and tell you more about one of Southwest Ohio's favorite community banks. 

Visit us today at a branch or online to experience Big City Banking ~ Small Town Service.

    Safe and Sound since 1909

 All our offices are open for you:

Monday - Thursday  8:30 - 5:00

Friday  8:30 - 6:00

Saturday  8:30 - 1:00

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts (“IOLTAs”).  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.