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Effective August 18, 2010 and until further notice

Certificate of Deposit Specials

Interest calculated on a continuous basis.  All rates are subject to change.

Minimum Deposit: $1,000.00

Term Interest Rate Annual Percentage Yield Early W/D Penalty Interest Paid
2 Years 1.24% 1.25% 6 months interest monthly or quarterly
3 Years 1.73% 1.75% 6 months interest monthly or quarterly
4 Years 2.47% 2.50% 6 months interest monthly or quarterly

                                                          -IRAs ineligible for this special

                                             -other specials ineligible for this offer

                              

Certificates of Deposit

minimum deposit: $1,000.00  

Term Interest Rate Annual Percentage Yield Early W/D Penalty Interest Paid
91 Days .30% .30% 3 months interest at maturity
6 Months .45% .45% 3 months interest monthly, quarterly, or at maturity
9 Months .75% .75% 3 months interest monthly, quarterly, or at maturity
10 Months .80% .80% 3 months interest monthly or quarterly
1 Year .90% .90% 6 months interest monthly or quarterly
15 Months 1.00% 1.00% 6 months interest monthly or quarterly
18 Months 1.09% 1.10% 6 months interest monthly or quarterly
19 Months 1.14% 1.15% 6 months interest monthly or quarterly
2 Years 1.19% 1.20% 6 months interest monthly or quarterly
3 Years 1.49% 1.50% 6 months interest monthly or quarterly
4 Years 1.98% 2.00% 6 months interest monthly or quarterly

Interest calculated on a continuous basis. All rates subject to change.

Truth in Savings Disclosures
Please check with your local branch for any additional limited time specials.


I.R.A.'s

no minimum deposit (all of the above CD's available for IRA deposit)

Term Interest Rate Annual Percentage Yield Early W/D Penalty Interest Paid
18 month 1.09%

1.10%

 6 months interest monthly or quarterly

 

Availability of Deposits (Reg. C.C.)- Funds from deposits may not be available for immediate withdrawal. Please refer to this institution's rules governing funds availability for details.

Miami Savings Bank reserves the right to require at least seven days notice before any withdrawal or transfer of funds on all interest bearing accounts. See detailed disclosure for more information.

Unclaimed Fund Law-In the event the account remains inactive for a period of 5 years, the funds will be turned over to the State of Ohio, as provided in Chapter 169 of the Ohio Revised Code.

Miami Savings Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010 all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

 

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