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MORTGAGE LOAN RATES
EFFECTIVE 08/24/10***
| LOAN PRODUCTS | INTEREST RATES | APR* | CLOSING COSTS** |
| 30 Year Fixed Rate | 4.500% | 4.555% | $1,257.00 (e) plus title insurance |
| 30 Year Fixed Rate - No Costs | 5.250% | 5.250% | $-0- |
| 20 Year Fixed Rate | 4.500% | 4.571% | $1,257.00 (e) plus title insurance |
| 15 Year Fixed Rate | 4.000% | 4.077% | $1,257.00 (e) plus title insurance |
| 10 Year Fixed Rate | 4.000% | 4.118% | $1,257.00 (e) plus title insurance |
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Adjustable Rate Mortgages and other programs available—please call for current rates and programs. | |||
| Investment/Commercial Loans available - please call for current rates & terms. | |||
| Construction Loans Available—please call for current rates & terms. | |||
| (e) - Estimate | |||
*Annual Percentage Rate (APR) based on a loan amount of $100,000 for the term specified at 80% loan-to-value and includes 15 days prepaid interest. Higher loan to values loans available, PMI may be required. APR may vary depending upon closing date.
**Closing costs are an estimate and apply to loans in Hamilton and Butler Counties. Costs are slightly higher for other counties and construction loans.
***Rates are subject to change without notice.
All loans subject to qualification. Individual and joint credit available. Rates based on 80% loan-to-value for single family owner-occupied property.
Your loan stays here from beginning to end!
| Oxford | Miamitown | Harrison |
| Kevin McKeehan | Del Schiferl | Gwen Hessler |
| 513-523-7711 | 513-353-1339 |
513-367-7970 |
Miami Savings Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010 all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.