FINANCIAL STATEMENT OF

  1909 - 2010

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At Close of Business December 31, 2009

ASSETS     CAPITAL AND LIABILITIES  
Mortgage Loans 85,897,000   Savings Accounts 101,338,000
Other Loans 6,190,000 FHLB Advances None
Stock in Federal Home Loan Bank 713,000   Other Liabilities 733,000
Cash on Hand in Banks 15,514,000   Total Liabilities 102,071,000
U.S. Gov't & Agency Obligations None      
Fixed Assets (less depreciation) 837,000   Retained Earnings 12,624,000
Other Assets 5,544,000   Total Capital 12,624,000
         
TOTAL ASSETS 114,695,000   TOTAL CAPITAL AND LIABILITIES 114,695,000

                                                                                                                                     

Miami Savings Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010 all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

                                                                          

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